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Buying a Short Sale in California?

Ok, about three days ago my soon to be husband and I put in an offer on a short sale. We were told that there were 9 other offers on this house already and that they were going to be turned into the bank the very next morning. The price for the short sale was [...]

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How do lenders work in terms of pre-approval?

I’m in southern California looking to borrow 0K in loan amount. I’ve looking around for various lenders with the best interest-rate. I see there are banks (Wamu, Bank of America, Wells Fargo, etc) and then there are lending companies that also do pre-approval. Well, I was using LendingTree and found matches that were with lenders [...]

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There are so many mortgage lenders, how do I find the best rate without messing up my credit rating?

800+ credit rating, San Diego, California 10-15% down payment Need approximately 0,000 loan to purchase my first home or condo As you can see, I have an excellent credit rating that I am very proud of. I have been told that up to 4 mortgage lenders can look at my credit before it starts to [...]

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Mortgage loan question. Advice needed!

,000 loan at 6percent w/ 0 down = mortgage of 631/mo, any way to get a lower monthly payment? Question:I live in Muskingum County (Zanesville, Ohio) and I recently fell in love w/ a home that I would love to purchase, although the monthly payments are a bit more than I can afford. The house [...]

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Its almost time for me to take the home purchase plunge. Any advice for a newby please?

Its almost time for me to take the plunge. Any advice for a newby please? Couple questions… ok more than a couple. Stats -1st time home buyer -Phenominal Credit -70K down payment ready -Stable good income job with very little debt -How much home I can appx afford: 5K I’ve been doing my research over [...]

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