Tag Archives: Buying A Home

Be Alarmed! CA Carbon Monoxide Law saves your life, and your money

www.rmilending.com. Rich Iacovetta, RMI Lending. As of July 1, 2011, all CA properties must have a carbon monoxide detector. Not having one can delay your mortgage loan from closing on time. Home Loan Articles

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California Down Payment Assiatnce 99.5% home loan guidelines

99.5% home loan or 1/2% down payment, California Down Payment assistance qualifications and guidelines. Get into a home with 1/2% down payment. 3% grant for DPA or closing costs. This is FREE money. It never has to be paid back. Home Loan Articles How to Get a Home Loan With High Student Debt | #1 [...]

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Home buying in California?

i plan on buying a home and offering 5K with 5% down. This is an FHA loan with a rate of 5%. I’m wondering what would be my total payments including mortgage insurance. How much out of pocket cash is this whole transaction going to cost me after down payment, closing, ect.? This is in [...]

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What is the current interest rate in California for a jumbo home loan ($550K) if I have A+ credit?

I am hunting around for interest rates, trying to find the lowest one for my situation. Buying a home at 0K, K down, so I need to finance 0K. I have excellent credit (score hovering around 800). Any suggestions where to find the lowest rate? I’m probably looking for a 30-year fixed (steering clear of [...]

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Why would someone go with an FHA home loan over a Conventional?

I am married and my husband has quite a bit of debt I do not plan on paying off priot to buying a home. If I go FHA, his debt is added to my debt even though I am the only one on the loan. If I go conventional, the only thing that matters is [...]

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